Health Insurance for Individuals

Blue Cross of Idaho has health plans designed for Idaho residents who don’t have health insurance. If this is your first time shopping for health insurance, you may want to start by learning more about which plan may be best for you.

Looking for temporary coverage?
Short Term Blue may be the right choice, click here to learn more.

Prior Authorization
Prior authorization is the process of obtaining coverage approval for a medical service or procedure, other than in the case of an emergency. To learn more click here, or refer to your specific policy to find out which procedures and services require prior authorization.

To complete a previously started application click the Return to Application button

A glimpse at our individual health plans...

BlueCare	Personal Blue
A preferred provider organization (PPO) plan with copays for preferred office visits and three deductible options. Learn more about BlueCare	A major medical plan with four deductible options. Learn more about Personal Blue
HSA Blue
A high-deductible PPO plan that meets federal requirements for use with a health savings account (HSA). Three deductible options are available. Learn more about HSA Blue
Essential Blue Basic & Essential Blue Plus	Latitude
Lower premium, limited benefit PPO plans with four deductible options Learn more about Essential Blue Basic Learn more about Essential Blue Plus	Introductory, limited benefit PPO plan with the lowest deductibles. Learn more about Latitude
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